credit card If you make a Purchase credit card bad credit Advance

credit card We may from time to time review your credit, employment and income records. We may
report the status and payment history of your credit card Account to credit reporting agencies and
other creditors. credit card We normally report to credit reporting agencies each month.

credit card you at. You must notify us if any number you provided to us or at which we contact
you with your consent or authorization changes or is no longer in use. We may
contact you in any way, such as calling, texting, credit card or email. We may contact you
using an automated dialer or using pre-recorded messages. We may contact you on
a mobile, wireless, or similar device, even if you are charged for it by your provider credit card.

OTHER IMPORTANT INFORMATION credit card

credit card If you make a Purchase or Cash Advance in a foreign currency, we will convert
it to U.S. dollars using a rate we choose. credit card This rate will either be a governmentmandated
rate, a government-published rate or the interbank exchange rate

credit card After we finish our investigation, one of two things will happen:

• credit card If we made a mistake: You will not have to pay the amount in question or any
interest or other fees related to that amount.
• If we do not believe there was a mistake: You will have to pay the amount
in question, along with applicable interest and fees. credit card We will send you a statement of the amount 

you owe and the date payment is due. We may then
report you as delinquent if you do not pay the amount we think you owe. credit card If you receive our
explanation but still believe your bill is wrong, you must write to us (or visit within 10 days telling us
that you still refuse to pay.
you do so, we cannot report you as delinquent without also reporting that you are questioning
your bill. We must tell you the name of anyone to whom we reported you as delinquent, and
we must let those organizations know when the matter has been settled between us.

credit card While we investigate whether or not there has been an error:
• credit card We cannot try to collect the amount in question, or report you as delinquent on that amount.
• The charge in question may continue to appear on your statement.
• While you do not have to pay the amount in question, credit card you are responsible for the
remainder of your balance.
• credit card We can apply any unpaid amount against your credit limit